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Government urges banks to increase lending, even as it demands mortgage buy-backs – After demanding banks buy back some $80 billion worth of flawed loans over the last three years, the government-controlled mortgage agencies are now working to help banks increase lending while..

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Mortgage Laws And Regulations To Protect The Consumer – Mortgage Laws And Regulations To Protect The Consumer. Following is a brief description of the major laws and regulations meant to govern the mortgage lending process, protect mortgage borrowers, and govern the practices of financial institutions with regard to mortgage lending and protection of borrower financial information.