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3 types of loans that can help you buy a house when you can’t afford a full down payment – and once you’re in the home, monthly mortgage payments. Below are three of the most common government-backed loans for.

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The 5 Factors That Determine if You Can Get a Mortgage Loan – Lenders worry about providing mortgage loans that will make you "house poor," which means you’ll spend too large a percentage of your income on your home loan. A good rule of thumb lenders apply is.